Now in private preview · AU

Crypto‑native banking,
built for Australia.

AUD accounts with a BSB. Multi‑asset crypto. Instant virtual cards in Apple & Google Wallet. On‑demand capital, settled the same day. One arctic‑clean app.

AUD balance
$24,318.40
+ $1,240 this week
Crypto portfolio
$8,902.10
BTC · ETH · SOL
Card spend (Nov)
$3,184.20
2 active cards
Capital available
$15,000
Approved · 14.9% p.a.
The product

A neo bank that speaks fiat and crypto.

Everything you need to move, hold and grow money — without juggling exchanges, broker apps and credit cards.

AUD accounts

Australian BSB and account number, real‑time transfers, full transaction history.

Multi‑asset crypto

Buy, sell, convert BTC, ETH, SOL, AVAX and stables with one balance.

Instant virtual cards

Issued in seconds, ready for Apple & Google Wallet. Freeze and tune limits in one tap.

On‑demand capital

Apply, get a decision, draw and repay — without leaving the app.

Bank‑grade security

Encryption at rest and in transit, AU KYC/AML, role‑based access.

Arctic‑clean UX

Designed to be calm, fast and uncluttered. Built mobile‑first.

Capital

Working capital, not paperwork.

Apply in 90 seconds. Decision in minutes. Repay on your schedule with transparent APR. No phone calls, no faxes, no waiting on a credit committee.

  • Limits up to $50,000
  • From 14.9% p.a.
  • No early‑repayment fees
  • Draw and repay anytime
Pre‑approved
$15,000
at 14.9% p.a. · revolving
Drawn
$0
Available
$15,000
Next pmt